About Us

Recognised as an established short-term insurance intermediary, Kapara Insurance Brokers was formed in 1999 by Directors, Dave Dowding and Morag Dover. In business together since 1979, Dave and Morag’s shared vision for the industry and unquestionable passion for what they do has seen Kapara grow from strength to strength – expanding on a solid foundation by forging meaningful, long-term relationships with both insurers and, most importantly, its clients.

A testament to the old adage that ‘a business sets the tone from the top’, Kapara has maintained a strong, committed and loyal staff compliment over the years, becoming synonymous with an exceptional brand of service, an industry-leading awareness of customer satisfaction and an unwavering commitment to striving for nothing but the best. It’s this entrepreneurial spirit that enables Kapara to not only compete but to succeed in niche markets, in both the personal and business spheres.

With a personal approach to service, which forms the platform for providing product knowledge and expertise, Kapara is able to consistently make a positive difference by providing a single solution to your risk and protection needs.

At Kapara our customers become more than simply a referred customer base, they become proud ambassadors of our company and supporters of our growth. This happens because we pride ourselves on creating and maintaining partnerships that meet the needs and exceed the expectations of our clients, insurers and ourselves.

BEE Certificate 2017 to 2018

BEE Report 2017 to 2018

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Our Values

Value lies at the heart of Kapara. It stands for fairly priced, high quality products delivered by real people providing good advice and a first-class distribution and claims service.

We believe in building strong, long-term relationships with our clients and insurers and we nurture our customer relationships through the quality of our insurance solutions and service.

We build long-term relationships with leading insurers by offering them fair underwriting returns and partnerships with first-class clients.

“We want people to enjoy placing their insurance with Kapara Insurance Brokers and to stay with us year upon year. We never forget that people like to do business with people they like.”

The Kapara Team

Dave Dowding
Morag Dover
Julie Da Silva
Joanne Warmback