About Us

Kapara Insurance Brokers is recognised as an established short term insurance intermediary.

It was formed in 1999 by the directors, Dave Dowding and Morag Dover, having been in business together since 1979. This has enabled Kapara to expand on a solid foundation with firm relationships both with insurers and most importantly our clients.

Kapara is fortunate to have maintained a strong, committed and loyal staff compliment that has an awareness of service. This has created the brand service for which Kapara has strived.

We have an entrepreneurial spirit and are able to compete in niche markets both in the personal and business spheres.

Kapara is able to provide product knowledge and expertise and makes a difference with it’s personal approach to service that is created out of trust. We have a referred customer base who are proud ambassadors to our company and our growth.

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Specialist Business Insurance

At Kapara, we understand that every business – and its risks – are completely different. Businesses of the same or similar industry or activity will not necessarily have similar requirements. For whatever reason, there will be completely different needs.

At Kapara we provide advice and guidance through our specialist product knowledge.

Kapara has had the fortune of providing broking services over a broad spectrum of different business activities and we are well placed to find the right risk transfer solutions for all types of businesses, whatever their size. (more…)

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Commercial & Corporate Insurance

At Kapara, we understand that every company is different. Each business has its own culture – a unique way of doing things that sets it apart from its competitors. It’s with this in mind that we approach Commercial and Corporate Insurance. We don’t do ‘one size fits all’ and we never make assumptions. We respect that the assets a company uses – physical and mental – are many and varied, and can be insured in a number of ways.

By focusing on what you do and how we can assist you in doing it better, our brokers and insurers expertly get to work, dissecting your industry and the variety of resources you employ to get products and services to customers so that we can identify the risks your business faces and insure them, (more…)

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Domestic Insurance

At Kapara, we understand that just as each individual is unique so are the personal insurance needs of each individual, which is why our Domestic Personal Insurance solutions are as ideal a fit for an avid quad biker, recreational cyclist or 4×4 enthusiast as they are for an entrepreneur working from home.

Whether you’re looking to insure your home and its contents, your business and its computer equipment or simply looking to protect yourself in the form of credit shortfall or personal accident insurance, our various Domestic Personal Insurance products can be tailored to suit your specific circumstances. (more…)

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We believe in building strong, long-term relationships with our clients.